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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

How Assisted Living Facilities Can Improve Staffing and Reduce Turnover

Posted on: June 29, 2018 by Chris Murray

In the first part of our two-part series on employee turnover rates in assisted living facilities, we reviewed some of the factors that influence rates. Employee turnover at assisted living and other senior care facilities drive up costs, requiring organizations to spend funds on recruiting and training. Loss of income on the part of care […] Read More

Posted in: Assisted Living Facility Insurance blog Uncategorized

The Importance of a Data Breach Response Plan

Posted on: September 11, 2017 by Chris Murray

This past weekend, there was yet another high-profile data breach. Equifax, one of the largest credit reporting agencies in the United States, was breached between mid-May and July, and the personal information accessed by the hackers includes Social Security numbers, addresses, credit card numbers, full names, and other personally identifying information. It is currently estimated […] Read More

Posted in: Uncategorized

Senior Care Industry Optimistic About New Administration, Fewer Mandates

Posted on: February 17, 2017 by Chris Murray

The American Healthcare Association/National Center for Assisted Living (AHCA/NCAL) after the U.S. elections voiced its optimism that there will be fewer mandates from the federal government and less bureaucratic control over the senior care industry now that Republicans control both Congress and the White House. “In many cases, our operators are focused on what we […] Read More

Posted in: Uncategorized

NCCI Report Looks at Affordable Care Act’s Impact on Workers’ Compensation

Posted on: November 18, 2016 by Gerry Dumke

The Affordable Care Act (ACA), while now on the precipice of being overhauled, has significantly changed the healthcare landscape in our country. The ACA’s individual health insurance mandate, together with the state option for Medicaid expansion, have increased the number of medically insured in America by roughly 20 million people as of early 2016, with […] Read More

Posted in: Uncategorized

Survey Shows Medical Malpractice Limits Remain Unchanged in 2016

Posted on: October 19, 2016 by Chris Murray

Recently released data based on the 2016 Medical Liability Monitor Annual Rate Survey indicates that Medical Malpractice insurance premiums remain essentially unchanged from 2015 to 2016. In fact, the industry experienced only a very slight (0.1%) cumulative decrease from last year. For the vast majority (75%) of insurers in the survey, rates remained the same […] Read More

Posted in: blog Malpractice Insurance Medical Facilities Uncategorized

New CMS Rule Bars Use of Arbitration Clauses by Nursing Homes to Settle Disputes

Posted on: October 10, 2016 by Chris Murray

The Centers for Medicare & Medicaid Services (CMS) in late September issued a rule that bars nursing homes that receive federal funding from requiring that its residents resolve any disputes in arbitration in lieu of going to court. The new rule applies to any new admission agreements executed on or after November 28, 2016. The nursing […] Read More

Posted in: blog Nursing Home Uncategorized

Oklahoma Supreme Court Strikes Down State’s Opt-Out Workers’ Compensation Rule

Posted on: October 3, 2016 by Gerry Dumke

In 2013, legislation in Oklahoma was signed into law allowing employers to implement an alternative to the state’s traditional Workers’ Compensation system. The 2013 legislation gave Oklahoma employers the ability to “opt out” of the state Workers’ Compensation system and write their own plans, setting the terms for what injuries were covered, which doctors workers […] Read More

Posted in: blog Uncategorized Workers Comp Workers Compensation

New Disaster Preparedness Rule Affects Nursing Homes, Home Healthcare

Posted on: September 30, 2016 by Chris Murray

The Centers for Medicare and Medicare Services (CMS) posted its final rule in September entitled “Emergency Preparedness Requirements for Medicare and Medicaid Participating Providers and Suppliers”. The rule is set to go into effect on November 16, 2016, with health care providers and suppliers affected by this rule required to comply and implement all regulations […] Read More

Posted in: blog Healthcare Healthcare Facilities Uncategorized

Are Nursing Home Volunteers Covered Under Workers’ Compensation?

Posted on: August 29, 2016 by Gerry Dumke

Volunteers are an incredible asset to nursing homes and eldercare centers around the country. Not only do these volunteers commit endless amounts of time, talent, and efforts contributing to the services provided by nursing home but there is also a significant cost savings in using volunteers. In fact, according to a study by Independent Sector, […] Read More

Posted in: blog Captive Solutions Uncategorized

Captive Insurers Finish Strong in 2015

Posted on: August 26, 2016 by Chris Murray

According to a new A.M. Best special report, captive insurers rated by the agency ended 2015 in strong form, recording pretax operating income of $1.4 billion, which represents a 13.5% increase over 2014. Moreover, the report titled, “U.S. Captive Insurers Benefit From Core Competencies,” states that the favorable overall results for the rated domestic captive […] Read More

Posted in: blog Captive Solutions Risk Management Risk Retention Group Uncategorized