Stay Connected with Industry News, Emerging Risks

Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

Complete the form below to discuss how we can help you better serve your clients.


Your information is always kept private.

Upcoming Changes to the Home Health Care Landscape

Posted on: March 13, 2018 by Chris Murray

From technological advances to new pieces of legislation, home health care is an ever-changing field. Though 2018 has only just begun, there are already several key changes on the horizon for the home health care industry that have the potential to affect employment, payment, and standard procedure for home health care providers. These three forthcoming […] Read More

Posted in: blog Home Health Care

Nursing Homes: Knowing Residents’ Legal Rights

Posted on: March 6, 2018 by Chris Murray

There is no quicker route to a professional liability claim than violating federal regulations. Though nursing homes are not technically “hospitals” (they are instead defined as private institutions that provide food, shelter, and care for sick or aged individuals), they may be legally considered hospitals for selected purposes under some statutes, and their residents all […] Read More

Posted in: blog Nursing Home

In 2018, Home Health Care Aides Are Among the Toughest Positions to Fill

Posted on: February 28, 2018 by Chris Murray

In a recent ranking by CareerCast, home health care aides ranked as the number-four most difficult job to fill in the United States in 2018. This position came in behind application software developers, construction laborers, and financial advisors, with information security analysts rounding out the top five. Personal care aides also appeared on the list, […] Read More

Posted in: blog Home Health Care

How Long-Term Care Facilities Can Prepare for Blizzards

Posted on: February 21, 2018 by Chris Murray

Certain parts of the country might be warming up this week, but the vernal equinox not being until March 20, and we’ve still got a month of potential winter weather, and for many areas of the United States, that means snow, or even blizzards. As we saw in late 2017 with the multiple successive hurricanes, […] Read More

Posted in: blog Long-term care facility Medical Facilities

Preventing Workers’ Compensation Reporting Lag

Posted on: February 14, 2018 by Gerry Dumke

No business wants to think about the possibility of one of their employees falling ill or becoming injured as a result of their job, but once an injury occurs, it’s imperative that the injury be reported to the employer and the workers’ compensation company as soon as possible. Lag time, which refers to the period […] Read More

Posted in: blog Workers Compensation

Cyber Liability: Managing A Data Breach Incident

Posted on: February 9, 2018 by Chris Murray

This blog was originally published on February 3, 2015. It has been updated as of February 9, 2018. If a data breach were to occur—putting at risk the potential for sensitive, protected or confidential data (such as personal health information, personally identifiable information, trade secrets or intellectual property) to be viewed, stolen or used by […] Read More

Posted in: blog Cyber Liability

New Human Rights Watch Study Reports the Overuse of Antipsychotic Drugs in Nursing Homes

Posted on: February 7, 2018 by Chris Murray

Just two days ago, the Human Rights Watch published the study “They Want Docile: How Nursing Homes in the United States Overmedicate People with Dementia”, and the results are sobering. According to their report, approximately 179,000 nursing home residents nationwide are being prescribed and given antipsychotic drugs each week in spite of not having diagnoses […] Read More

Posted in: blog Nursing Home

HCS Survey Shows Decrease in Assisted Living Turnover Rates

Posted on: January 30, 2018 by Chris Murray

Last week, the Hospital & Healthcare Compensation Service released its 20th annual “Assisted Living Salary & Benefits Report”, which chronicles the compensation details of individuals employed in the assisted living sector. The report displays mostly  positive results: overall turnover has decreased since last year. However, selected positions did show increased turnover rates. The report surveyed […] Read More

Posted in: Assisted Living Facility Insurance blog

Spotting a Fraudulent Workers’ Compensation Claim

Posted on: January 23, 2018 by Gerry Dumke

We may not want to believe that our employees would be dishonest, but, unfortunately, it does happen—sometimes with devastating effects. According to the National Insurance Crime Bureau, workers’ compensation fraud annually costs the system around $30 billion, and it only takes one fraudulent claim to drastically increase workers’ compensation costs. The Truth About Workers Compensation The majority […] Read More

Posted in: Workers Comp Workers Compensation

Home Health Care and Medicare: Knowing What’s Covered

Posted on: January 19, 2018 by Chris Murray

When it comes to home health care, one of the most frequently asked questions is: “Is this covered by Medicare or Medicaid?” This is understandable, considering that home care is an umbrella term that can refer to a variety of health and social services provided at home to people with who require specialized care or assistance […] Read More

Posted in: Home Health Care