Home Healthcare Insurance from Caitlin Morgan
At Caitlin Morgan, we’re passionate about helping you and your clients succeed. As an MGU, we’re recognized for our best-in-class specialty insurance programs for assisted living facilities, nursing homes and independent living facilities. In addition, as a premier wholesaler, we offer insurance products for the home healthcare sector, which includes companies that provide healthcare services in patients’ private residences, assisted living or independent living facilities. Our solutions are designed to fit the risks your clients face, helping to protect their businesses while providing them with the ability to focus on sustained growth. From small to large and complex risks, we are available to help you secure the insurance protection your individual clients require.
About Allied Healthcare-Home Healthcare
Allied Healthcare – Home Healthcare is a $74.5 billion industry with 304,350 businesses that serve patients throughout the United States*. The industry is made up of companies that provide the following services:
- Skilled Nursing Care
- Personal Care
- Homemaker & Companion Services
- Physical Therapy & Other Support Services
- In-Home Hospice Care Providers
Available Coverages for Home Healthcare
To help transfer and mitigate risk, Caitlin Morgan partners with leading insurers in home healthcare. We offer the following broad insurance coverages:
- General Liability – Claims-made and Occurrence based
- $250K HIPAA Violations Coverage
- $10K Defense of License Limit
- $10K Subpoena Assistance Limit
- $300K Sexual Abuse/Misconduct Sublimit (with option to full limit)
- Three-Year ERP Options Offered Upfront
- Crime & Privacy/Data Breach Add-ons
- Professional Liability – Claims-made and Occurrence based
- Hired/Non-Owned Auto
- Business Personal Property
Our tailor-made Professional Liability insurance form includes automatic additional insured status for management companies, franchisors and vendor managers; affirmative property damage; defense outside of the limit (capped). Optional coverages are available to add a sublimit for first-party billing errors and incentivized zero dollar deductible.
All types of home care are considered.
*IBIS World, 2014 statistics
We invite you to learn more about us and how we can help you expand your business.
Contact the experts at Caitlin-Morgan today and experience the benefits of working with a new kind of MGU and wholesale brokerage. For more information, call 317-575-4440 or complete the contact form on this page.