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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

EPLI Exposures for Assisted Living and Skilled Nursing Facilities

Posted on: April 27, 2017 by Chris Murray

All businesses face employment-related exposures, including the long-term care industry, with assisted living and skilled nursing facilities having specific characteristics common with many healthcare providers that present greater liability risks. These include high employee turnover, regulatory scrutiny over patient care that results in employee firings and legal disputes alleging wrongful termination, and a proactive litigation […] Read More

Posted in: Employment Practices Liability Insurance

The Growing Interest of Cell Captives

Posted on: June 23, 2016 by Chris Murray

Over the last two decades, there has been growing interest from smaller and mid-size companies in forming a captive as a risk transfer vehicle. For many, however, the resources and capital required to form a single or pure captive is not a viable option. That’s where the use of cell captives come in, with dozens […] Read More

Posted in: blog Captive Solutions Uncategorized

EPLI: Proposed Wage and Hour Rules Being Contested

Posted on: April 22, 2016 by Chris Murray

As we discussed in previous articles, wage-and-hour disputes continue to be among the top issues in employment-related claims. In fact, during the federal fiscal year 2015, there were 8,781 cases filed, which is an 8% increase over 2014. There are a number of reasons for the uptick, including federal labor regulations, the fight for a […] Read More

Posted in: blog Employment Practices Liability Insurance law

Potential EPLI Exposures: Wearables in the Workplace

Posted on: March 22, 2016 by Chris Murray

Apple Watches and Fitbits are fast-becoming tools in the workplace. Employers view these devices as a way to measure productivity and safety while insurers can use them to track workers’ health indicators and habits. In fact, some companies are already encouraging employees to wear fitness trackers as part of optional corporate wellness programs. Employees can […] Read More

Posted in: blog Employment Practices Liability Insurance

Healthcare Facilities EPLI: The Risk of Harassment by Non-Employees

Posted on: August 27, 2015 by Caitlin Morgan

Employment Practices Liability Insurance (EPLI) for healthcare facilities is designed to provide broad protection for the wide spectrum of employment allegations facing organizations operating in today’s employment environment. This includes allegations of workplace discrimination, harassment, wrongful termination and other workplace-related issues. Policies vary and can be customized to cover employees including any full-time, part-time, seasonal […] Read More

Posted in: blog Employment Practices Liability Insurance

EPLI: Wage and Hour Regulations Compliance

Posted on: July 27, 2015 by Caitlin Morgan

Wage and hour claims continue to be the biggest source of liability for employers under the Fair Labor Standards Act (FLSA). This trend may be set to continue due to a number of factors including the current focus on minimum wage increases on the federal, state, and local level and tightening of the federal standards […] Read More

Posted in: blog Employment Practices Liability Insurance

Strategies for Reducing Workplace Retaliation: EPLI

Posted on: June 30, 2015 by Caitlin Morgan

In addition to the many laws that prohibit employers from discrimination or harassment, these laws also protect employees from workplace retaliation. Retaliation occurs when an employer punishes an employee for engaging in legally protected activity, and can result in any negative job action, such as demotion, discipline, firing, salary reduction, job or shift reassignment, or […] Read More

Posted in: blog Employment Practices Liability Insurance

Employment Practices: Combating Workplace Harassment

Posted on: January 28, 2015 by Caitlin Morgan

Employment Practices: Combating Workplace Harassment At a recent meeting held by the U.S. Equal Employment Opportunity Commission (EEOC), workplace harassment topped the agenda with the agency stating that this employment practices issue continues to be a persistent problem. The agency backed its concern over workplace harassment with several statistics: Since 2010, more than 25% of […] Read More

Posted in: blog Employment Practices Liability Insurance

The Year Ahead for Employment Practices

Posted on: January 12, 2015 by Caitlin Morgan

  The Year Ahead for Employment Practices According to legal analysis, the year ahead for employment practices will see the Equal Employment Opportunity Commission (EEOC) increasingly investigating issues involving hiring barriers, pregnancy discrimination, required accommodations to the Americans with Disabilities Act (ADA), and the question of voluntary participation in wellness programs. These issues are indeed in […] Read More

Posted in: blog Employment Practices Liability Insurance

Why Employment Practices Liability is Critical for Assisted Living Facilities

Posted on: August 14, 2014 by Caitlin Morgan

  Why Employment Practices Liability is Critical for Assisted Living Facilities An assisted living facility can be vigilant in its hiring and employment practices, implementing strong policies and procedures with a well-run HR department to prevent workplace-related suits such as discrimination and sexual harassment among many other issues. But the reality is that lawsuits occur […] Read More

Posted in: Assisted Living Facility Insurance