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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

Inside Cyber Liability Insurance

Posted on: August 20, 2015 by Caitlin Morgan

Increasingly more companies are aware that they cannot afford to go without Cyber Liability insurance. A robust Cyber insurance policy serves as an important risk transfer mechanism. It helps with the costs to notify and provide credit monitoring for individuals affected by a breach. It can also be designed to address the costs of forensics […] Read More

Posted in: blog Cyber Liability

The Need for Tail Coverage with Indiana Claims-Made Medical Malpractice Insurance

Posted on: May 29, 2015 by Caitlin Morgan

Medical Malpractice insurance is designed to respond to liability claims against doctors and other medical professionals arising out of their treatment of patients. Coverage typically includes negligence claims as well as other claims alleging that a medical professional’s conduct breached his or her duty of care. Attorney fees and other legal costs are also typically covered. […] Read More

Posted in: blog Medical Malpractice

Survey: Buying Patterns of Employment Practices Liability Insurance

Posted on: November 12, 2014 by Caitlin Morgan

What Risk Managers Want Included in EPLI Cover In a recent study by Advisen on the U.S. Employment Practices Liability insurance market, certain patterns of EPLI buyers were revealed in surveying a select group of risk managers. Of the surveyed risk managers, 62% cited that they bought coverage to address their company’s exposures. Claims assistance […] Read More

Posted in: Employment Practices Liability Insurance

Getting the Right Insurance Coverage for Private and Charter Schools

Posted on: June 11, 2014 by Caitlin Morgan

Getting the Right Insurance Coverage for Private and Charter Schools Public and private charter schools are subject to the same rules as traditional public schools while having the freedom to develop their own curriculum and hire teachers without state certification. They are government-funded and accountable to either the state, county, or district government body that […] Read More

Posted in: Educational Insurance Educational Risk Management

Update: What’s New in Workers Compensation?

Posted on: March 17, 2014 by Caitlin Morgan

Update: What’s New in Workers Compensation? Caitlin Morgan offers several Workers Compensation solutions, including guaranteed-cost programs, large-deductible programs, self-insurance options, and captive programs for all-size businesses. As such, we like to keep our agents and brokers updated on current Workers Compensation-related issues taking place throughout the country. In this article, we touch upon some of […] Read More

Posted in: Workers Comp Workers Compensation

Reputational Risk, Brand Value Growing Cyber Exposures

Posted on: February 14, 2014 by Caitlin Morgan

Reputational Risk, Brand Value Growing Cyber Exposures The massive data breach that hit retail giant Target over the holidays made headlines and is still making news because of its widespread reach and implications. In fact, at a Senate committee on February 3rd, Target publicly apologized, saying it was deeply sorry for the massive data breach […] Read More

Posted in: Cyber Liability

Implementing An Effective Risk Management Plan Begins with Senior Management

Posted on: April 10, 2013 by Caitlin Morgan

Implementing An Effective Risk Management Plan Begins with Senior Management An effective corporate risk management program starts with senior management support and involves communication at all levels throughout the organization. With support from upper management, employees understand the importance of managing risk and the financial consequences of improper risk management. Everyone in the organization is […] Read More

Posted in: Risk Management

Transportation Industry Continues to See Rate Increases

Posted on: April 9, 2013 by Caitlin Morgan

Transportation Industry Continues to See Rate Increases, Outlook Healthy for Sector In early January, we published insurance rate findings from MarketScout for the month of December for the transportation industry indicating the rise in premiums in this sector. This has been further substantiated with recent findings for the entire fourth quarter 2012, as reported by […] Read More

Posted in: Transportation Insurance

Survey: Companies Looking to Lower Costs with Wellness Incentives

Posted on: March 14, 2013 by Caitlin Morgan

Survey: Companies Looking to Lower Costs with Wellness Incentives With increased Workers Compensation premiums, rising healthcare costs and the provisions of the Affordable Health Care for America Act kicking in, many employers are looking for ways to lower their insurance costs. Part of this involves a move away from a traditional “managed trend” approach to […] Read More

Posted in: Wellness Program Workers Comp Workers Compensation

Companies Turn to Captive Insurance Solutions for Workers Compensation

Posted on: March 12, 2013 by Caitlin Morgan

Companies Turn to Captive Insurance Solutions for Workers Compensation Today’s challenging worker’s compensation insurance market, with frequent claims, increased abuse and fraud, and rising rates has many companies looking for alternatives, including considering large-deductible plans and captive insurance solutions. Large-deductible plans allow company to choose to pay all claims up to an agreed amount. At […] Read More

Posted in: Captive Solutions Workers Compensation