coverage
Inside Cyber Liability Insurance
Posted on: August 20, 2015 by Caitlin Morgan
Increasingly more companies are aware that they cannot afford to go without Cyber Liability insurance. A robust Cyber insurance policy serves as an important risk transfer mechanism. It helps with the costs to notify and provide credit monitoring for individuals affected by a breach. It can also be designed to address the costs of forensics […] Read More
Posted in: blog Cyber Liability
The Need for Tail Coverage with Indiana Claims-Made Medical Malpractice Insurance
Posted on: May 29, 2015 by Caitlin Morgan
Medical Malpractice insurance is designed to respond to liability claims against doctors and other medical professionals arising out of their treatment of patients. Coverage typically includes negligence claims as well as other claims alleging that a medical professional’s conduct breached his or her duty of care. Attorney fees and other legal costs are also typically covered. […] Read More
Posted in: blog Medical Malpractice
Survey: Buying Patterns of Employment Practices Liability Insurance
Posted on: November 12, 2014 by Caitlin Morgan
What Risk Managers Want Included in EPLI Cover In a recent study by Advisen on the U.S. Employment Practices Liability insurance market, certain patterns of EPLI buyers were revealed in surveying a select group of risk managers. Of the surveyed risk managers, 62% cited that they bought coverage to address their company’s exposures. Claims assistance […] Read More
Posted in: Employment Practices Liability Insurance
Getting the Right Insurance Coverage for Private and Charter Schools
Posted on: June 11, 2014 by Caitlin Morgan
Getting the Right Insurance Coverage for Private and Charter Schools Public and private charter schools are subject to the same rules as traditional public schools while having the freedom to develop their own curriculum and hire teachers without state certification. They are government-funded and accountable to either the state, county, or district government body that […] Read More
Posted in: Educational Insurance Educational Risk Management
Update: What’s New in Workers Compensation?
Posted on: March 17, 2014 by Caitlin Morgan
Update: What’s New in Workers Compensation? Caitlin Morgan offers several Workers Compensation solutions, including guaranteed-cost programs, large-deductible programs, self-insurance options, and captive programs for all-size businesses. As such, we like to keep our agents and brokers updated on current Workers Compensation-related issues taking place throughout the country. In this article, we touch upon some of […] Read More
Posted in: Workers Comp Workers Compensation
Reputational Risk, Brand Value Growing Cyber Exposures
Posted on: February 14, 2014 by Caitlin Morgan
Reputational Risk, Brand Value Growing Cyber Exposures The massive data breach that hit retail giant Target over the holidays made headlines and is still making news because of its widespread reach and implications. In fact, at a Senate committee on February 3rd, Target publicly apologized, saying it was deeply sorry for the massive data breach […] Read More
Posted in: Cyber Liability
Implementing An Effective Risk Management Plan Begins with Senior Management
Posted on: April 10, 2013 by Caitlin Morgan
Implementing An Effective Risk Management Plan Begins with Senior Management An effective corporate risk management program starts with senior management support and involves communication at all levels throughout the organization. With support from upper management, employees understand the importance of managing risk and the financial consequences of improper risk management. Everyone in the organization is […] Read More
Posted in: Risk Management
Transportation Industry Continues to See Rate Increases
Posted on: April 9, 2013 by Caitlin Morgan
Transportation Industry Continues to See Rate Increases, Outlook Healthy for Sector In early January, we published insurance rate findings from MarketScout for the month of December for the transportation industry indicating the rise in premiums in this sector. This has been further substantiated with recent findings for the entire fourth quarter 2012, as reported by […] Read More
Posted in: Transportation Insurance
Survey: Companies Looking to Lower Costs with Wellness Incentives
Posted on: March 14, 2013 by Caitlin Morgan
Survey: Companies Looking to Lower Costs with Wellness Incentives With increased Workers Compensation premiums, rising healthcare costs and the provisions of the Affordable Health Care for America Act kicking in, many employers are looking for ways to lower their insurance costs. Part of this involves a move away from a traditional “managed trend” approach to […] Read More
Posted in: Wellness Program Workers Comp Workers Compensation
Companies Turn to Captive Insurance Solutions for Workers Compensation
Posted on: March 12, 2013 by Caitlin Morgan
Companies Turn to Captive Insurance Solutions for Workers Compensation Today’s challenging worker’s compensation insurance market, with frequent claims, increased abuse and fraud, and rising rates has many companies looking for alternatives, including considering large-deductible plans and captive insurance solutions. Large-deductible plans allow company to choose to pay all claims up to an agreed amount. At […] Read More
Posted in: Captive Solutions Workers Compensation