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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

The Growing Interest of Cell Captives

Posted on: June 23, 2016 by Chris Murray

Over the last two decades, there has been growing interest from smaller and mid-size companies in forming a captive as a risk transfer vehicle. For many, however, the resources and capital required to form a single or pure captive is not a viable option. That’s where the use of cell captives come in, with dozens […] Read More

Posted in: blog Captive Solutions Uncategorized

Organizations that Make Good Captive Candidates

Posted on: May 10, 2016 by Chris Murray

Captive insurance companies have increased in popularity over the last several years, with increasingly more organizations realizing the benefits and cost-effectiveness of a captive in managing risk. A captive structure reflects a business’ risk profile and its exposures rather than how the traditional commercial insurance market determines rates. What’s more, over the years, the scope […] Read More

Posted in: blog Captive Solutions Insurance Risk Management

The Importance of Choosing the Right Domicile When Establishing A Captive

Posted on: May 2, 2016 by Chris Murray

There are several important factors to consider when setting up a captive, including the domicile and structure. Currently there are 29 domiciles in the United States, which includes the District of Colombia. In evaluating the appropriate captive site for your client, be sure to give careful consideration to the following: Receptiveness and commitment to captives: The […] Read More

Posted in: blog Captive Solutions

Captives: A Cost-Cutting Tool for Employee Benefits

Posted on: September 17, 2015 by Caitlin Morgan

Employers are looking for new ways to reduce the cost of employee benefits. One approach increasingly gaining traction is the use of captives to fund a wide range of benefits including health, disability, and life insurance. In addition to the cost savings employers can gain, captives offer them the ability to be more flexible in […] Read More

Posted in: blog Captive Solutions Employee Benefits

What Makes A Successful Captive

Posted on: January 6, 2015 by Caitlin Morgan

  What Makes A Successful Captive Last month we covered what we should be expecting to see in the coming year in terms of the captive insurance market. In part, we discussed the fact that increasingly more companies are looking to captives for healthcare solutions and emerging risks such as cyber. Captives are also increasingly […] Read More

Posted in: blog Captive Solutions

Captive Insurance Programs: What’s Ahead in 2015

Posted on: December 19, 2014 by Caitlin Morgan

  Captive Insurance Programs: What’s Ahead in 2015 The insurance and captive market continues to evolve to provide effective alternative risk solutions for businesses. Over the years, captives have started out writing medical professional liability, general liability and workers comp to including property and auto liability and more recently to adding cyber liability and employment […] Read More

Posted in: Captive Solutions

Proposed Legislation Could Increase Tax Breaks for Small Insurers, Captives Under Section 831(b)

Posted on: June 6, 2014 by Caitlin Morgan

Proposed Legislation Could Increase Tax Breaks for Small Insurers, Captives Under Section 831(b) Last month, federal legislation was filed in Congress that would give small mutual Property/ Casualty insurers that serve rural communities a tax break under Section 831(b) of the Internal Revenue Code. Right now, under the code, those companies whose premiums do not […] Read More

Posted in: Captive Solutions

Benefits of a Rent-A-Captive

Posted on: February 7, 2014 by Caitlin Morgan

Benefits of a Rent-A-Captive The establishment of captive insurance companies has gained increased popularity over the last several years as organizations look for alternatives to their risk-financing methods. There are several types of captives, all designed to insure the risk of its owners and return underwriting profit and investment income, earnings that ordinarily would go […] Read More

Posted in: Captive Solutions

Captive Insurance Gains Traction in More States

Posted on: October 22, 2013 by Caitlin Morgan

Captive Insurance Gains Traction in More States In July, we wrote about the spread of captive insurance companies in states across the country. We saw Florida in 2012 and North Carolina and Texas earlier this year pass legislation allowing for captive domiciles to be set up in their states. We’ve also been seeing greater use […] Read More

Posted in: Captive Solutions

Captives Helping Companies Insure Risks In New Ways

Posted on: September 6, 2013 by Caitlin Morgan

Captives Helping Companies Insure Risks In New Ways In a number of interviews at the Vermont Captive Insurance Association annual conference last month with insurers and brokers by insurance credit rating organization A.M. Best one common thread was notable: Captives are helping companies in new ways to address and manage risk. A captive insurance arrangement […] Read More

Posted in: Captive Solutions