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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

Benefits of Captives Infographic

Posted on: February 29, 2016 by Caitlin Morgan

Captives are an attractive alternative risk solution to self-insurance, with about 40% of major U.S. corporations and many multinational companies today owning their own captive insurance company. Here is a closer look at the benefits of such business structures.  Caitlin Morgan specializes in offering captive insurance solutions and can provide you with expertise and services to […] Read More

Posted in: blog Captive Solutions

Meet Up with Caitlin Morgan’s Chris Kramer at the CICA’s International Conference, March 6-8

Posted on: by Caitlin Morgan

Chris Kramer, Senior Vice President, Business Development, of Caitlin Morgan, will be attending the 2016 CICA’s International Conference taking place March 6-8 at the Westin Kierland in Scottsdale, Arizona. For 40 years, the CICA International Conference has been the place captive business happens, and we’re very proud to be a part of this event. “We […] Read More

Posted in: blog Captive Solutions

A Look at Today’s Captive Insurance Market

Posted on: February 9, 2016 by Caitlin Morgan

Captive insurance solutions today are part of the mainstream of corporate risk planning. Since the first captives were formed in Bermuda in the 1960s, they have have been growing steadily and are no longer just an option for Fortune 1000 companies. Many small and midsize firms and groups of individuals have turned to captives to […] Read More

Posted in: blog Captive Solutions

Agency Captives Increase Value and Income

Posted on: July 21, 2015 by Caitlin Morgan

By Chris Kramer In times like these, where the property and casualty insurance industry is now in its fifth year of a generally soft market, and insurance agency M&A activity nearing record-breaking levels, the strategic use of an agency owned captive insurance company can spark both an increase in valuation of the agency and revenue. […] Read More

Posted in: blog Captive Solutions

Captives Gaining Popularity Among Private Equity Firms

Posted on: June 18, 2015 by Caitlin Morgan

A recent article in Forbes magazine highlights the use of captive insurance companies among private equity firms for errors and omission insurance, directors and officers liability and health insurance over traditional products. Additionally, captives are increasingly being used to provide mergers and acquisition insurance. Why are captives insurance companies so attractive to private equity firms? […] Read More

Posted in: blog Captive Solutions

States Looking for More Captive Insurance Business Revise Laws

Posted on: May 14, 2015 by Caitlin Morgan

Forming a captive insurance company provides businesses with a number of potential advantages including the ability to save on costs involving overhead, marketing, agent commissions, advertising, etc., which in turn can net greater underwriting profits for the owner of the captive. A captive can also provide protection against risks that prove to be too costly […] Read More

Posted in: blog Captive Solutions

Ensuring Micro-Captives Are IRS-Compliant

Posted on: April 13, 2015 by Caitlin Morgan

Recently the Internal Revenue Service (IRS) has taken an aggressive stance to ensure that captives insurance companies are compliant, specifically micro-captives, or what is known as Section 831(b) captives, designed for small and medium size firms. An 831(b) captive is an insurance company whose premiums do not exceed $1.2 million annually and which elects to […] Read More

Posted in: blog Captive Solutions

Captives Put Focus on Enterprise Risk Management

Posted on: February 17, 2015 by Caitlin Morgan

A captive insurance company is basically a private insurer that is a wholly owned subsidiary of another company. Captives accept the premiums a business would have paid to a traditional insurance carrier and then cover any claims against the parent company. If the claims are less than the premium, the captive has made a profit, […] Read More

Posted in: Captive Solutions Uncategorized

What Makes A Successful Captive

Posted on: January 6, 2015 by Caitlin Morgan

  What Makes A Successful Captive Last month we covered what we should be expecting to see in the coming year in terms of the captive insurance market. In part, we discussed the fact that increasingly more companies are looking to captives for healthcare solutions and emerging risks such as cyber. Captives are also increasingly […] Read More

Posted in: blog Captive Solutions

IRS Scrutinizing Arrangements of 831(b) Captives

Posted on: September 18, 2014 by Caitlin Morgan

IRS Scrutinizing Arrangements of 831(b) Captives Artex Risk Solutions, the Bermuda-based captive management subsidiary of insurance broker Arthur J. Gallagher & Co., has been the part of a probe by the IRS into captive insurers formed under 831(b) of the Internal Revenue Code. Under Section 831(b), insurance companies earning no more than $1.2 million in […] Read More

Posted in: Captive Solutions