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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

EPLI Insurance for Higher Educational Institutions

Posted on: November 17, 2014 by Caitlin Morgan

EPLI Insurance for Higher Educational Institutions There are many ways that employers can run afoul of employment laws with certain industry sectors having a specific risk profile that make them more vulnerable to particular exposures. For example, higher educational institutions face claims around ADA (Americans for Disability Act) reasonable accommodations and denial of tenure, or […] Read More

Posted in: Educational Insurance Educational Risk Management

Update: Cyber Attacks Increasingly Prevalent at Universities, Reputations at Risk

Posted on: October 16, 2014 by Caitlin Morgan

Update: Cyber Attacks Increasingly Prevalent at Universities, Reputations at Risk Fitch Ratings, a global leader in credit ratings and research, recently commented on the prevalence of cyber attacks at colleges and universities across the United States and the reputational risks these institutions face as a result of media attention. We saw several significant breaches over […] Read More

Posted in: Educational Insurance

How the Indiana Public School Insurance Package Works

Posted on: September 10, 2014 by Caitlin Morgan

How the Indiana Public School Insurance Package Works The success of any public school lies in the education it provides to its students to move forward in life and inspire a passion that will equip them to be contributing members of society while fulfilling their own dreams as they entire into adulthood. It also lies […] Read More

Posted in: Educational Insurance Educational Risk Management

How to Keep Campus Safety a Top Priority

Posted on: August 6, 2014 by Caitlin Morgan

How to Keep Campus Safety a Top Priority Campus safety and security is a top priority for educational institutions throughout our country. Schools are committed to making the campus and surrounding area as safe and secure as possible. Part of the equation in keeping this a front-and-center issue at all times involves the implementation and maintenance […] Read More

Posted in: Educational Insurance Educational Risk Management

Importance of a Robust School Risk Management Program

Posted on: July 16, 2014 by Caitlin Morgan

Importance of a Robust School Risk Management Program Educational institutions face risks that threaten the successful delivery of their objectives to teach and protect their students. These risks come from a variety of sources, whether as a result of a natural catastrophe or a man-made event, incident or accident. We see examples of what can […] Read More

Posted in: Educational Insurance Risk Management School Insurance

Getting the Right Insurance Coverage for Private and Charter Schools

Posted on: June 11, 2014 by Caitlin Morgan

Getting the Right Insurance Coverage for Private and Charter Schools Public and private charter schools are subject to the same rules as traditional public schools while having the freedom to develop their own curriculum and hire teachers without state certification. They are government-funded and accountable to either the state, county, or district government body that […] Read More

Posted in: Educational Insurance Educational Risk Management

Importance of Educators Professional Liability Insurance

Posted on: November 26, 2013 by Caitlin Morgan

Importance of Educators Professional Liability Insurance Educators – from teachers to administrators, counselors and support staff – have tremendous responsibility as the custodians of our children. Moreover, the responsibilities of those who oversee the activities of educational institutions and their charges are growing increasingly more complex. As a result there is a broad range of […] Read More

Posted in: Educational Insurance

Risk Management: Preventing School Fires, Keeping Students Safe

Posted on: November 14, 2013 by Caitlin Morgan

Risk Management: Preventing School Fires, Keeping Students Safe The National Fire Protection Association (NFPA) cites that between 2007 and 2011, on annual basis U.S. fire departments responded to an estimated average of 5,690 structure fires in educational properties. These fires caused an annual average of 85 civilian fire injuries and $92 million in direct property damage. […] Read More

Posted in: Educational Insurance Educational Risk Management Property

Public School Insurance: Making School Security A Priority

Posted on: October 4, 2013 by Caitlin Morgan

Public School Insurance: Making School Security A Priority Last month, we published a couple of articles on safety for educational institutions, including bus safety for special needs schools and the importance of school security as an integral component of risk management. Now that school is back in full swing across the country, we’d like to […] Read More

Posted in: Educational Insurance Educational Risk Management School Insurance

Risk Management: Bus Transportation Safety for Special Needs Schools

Posted on: September 27, 2013 by Caitlin Morgan

Risk Management: Bus Transportation Safety for Special Needs Schools School security and safety is a number-one issue for school districts, administrators, teachers and parents across the country – right up there in importance with providing a good educational program for our children. In previous articles, we discussed security and the need for schools at every […] Read More

Posted in: Educational Insurance Educational Risk Management Insurance School Insurance