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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

Cyber Criminals Employ Old and New Tactics to Obtain Company Data, Funds

Posted on: October 13, 2015 by Caitlin Morgan

Cyber crime is estimated to cost the global economy around $445 billion a year, according to McAfee, a security technology company. The resulting losses are both direct and indirect, with many businesses citing downtime or lost productivity as a significant outcome of some cyber criminal activity. What’s more, every business connected to the Internet can expect […] Read More

Posted in: blog Cyber Liability

Update: What’s New in Workers Compensation?

Posted on: March 17, 2014 by Caitlin Morgan

Update: What’s New in Workers Compensation? Caitlin Morgan offers several Workers Compensation solutions, including guaranteed-cost programs, large-deductible programs, self-insurance options, and captive programs for all-size businesses. As such, we like to keep our agents and brokers updated on current Workers Compensation-related issues taking place throughout the country. In this article, we touch upon some of […] Read More

Posted in: Workers Comp Workers Compensation

Benchmark Report Measures Workers Compensation State Systems

Posted on: October 29, 2013 by Caitlin Morgan

Benchmark Report Measures Workers Compensation State Systems The Workers Compensation Research Institute (WCRI) recently released a report measuring the performance of 16 different state workers compensation systems. The study examines how income benefits, overall medical payments, costs, use of benefits, duration of disability, litigiousness, benefit delivery expenses, timeliness of payment, and other metrics and system […] Read More

Posted in: Workers Comp Workers Compensation

Predictive Modeling for Workers Compensation Helps with Pricing and Claims

Posted on: March 7, 2013 by Caitlin Morgan

Predictive Modeling for Workers Compensation Helps with Pricing and Claims Predictive models for Workers Comp traditionally have been used to reduce claim costs and duration. But with technological advances, insurance carriers are also using the models to boost their comp underwriting results and help select profitable accounts. According to a study by Towers Watson, property/casualty insurers […] Read More

Posted in: Workers Comp Workers Compensation

Nursing Shortage to Affect Health Care Facilities and Senior Living

Posted on: February 26, 2013 by Caitlin Morgan

Nursing Shortage to Affect Health Care Facilities and Senior Living Health care advocacy groups predict there will be a shortage of nurses, which can potentially affect the nation’s health care system – from hospitals, urgent care, nursing homes and assisted living facilities, etc. in more direct ways than even the predicted doctor shortage. Furthermore, despite […] Read More

Posted in: Nursing Home

Workers Comp Rates Will Continue Upward Trend in 2013

Posted on: November 13, 2012 by Caitlin Morgan

Worker Comp Rates Will Continue Upward Trend in 2013 Workers Comp rates across the country continue to see an uptick. In September, MarketScout cited an increase of 6% for Comp rates.  Furthermore, according to Dr. Robert Hartwig, president of the Insurance Information Institute (I.I.I.), we have seen workers comp‘s most recent renewals in mid-2012 up about […] Read More

Posted in: Workers Comp Workers Compensation

Aging Workforce Has Far Less Negative Impact on Workers Comp Claims

Posted on: November 8, 2012 by Caitlin Morgan

Aging Workforce Has Far Less Negative Impact on Workers Comp Claims There is growing evidence that an aging workforce has a far less negative impact on workers comp claim costs than might have been thought, according to new analysis by the NCCI Holdings. NCCI looked at a study by Ray Fair entitled “Estimated Age Effects in […] Read More

Posted in: Workers Comp Workers Compensation

Growth in Senior Housing, Independent & Assisted Living Facilities

Posted on: May 22, 2012 by Caitlin Morgan

Growth in Senior Housing, Independent & Assisted Living Facilities Recent data from the National Real Estate Investor (NREI), a leading authority on trends in the commercial real estate markets, and Seniors Housing Investment Advisors, show that the senior housing sector posted near-record sales numbers in 2011. Investment transactions among senior housing properties rose 340% in […] Read More

Posted in: Assisted Living Facility Insurance Risk Management

Captive Solutions: The Growth of Captives Continues

Posted on: April 10, 2012 by Caitlin Morgan

In 2011, there were 5,745 captives formed compared with 5,587 in 2010. And the captive insurance marketplace in 2010 in the U.S. alone wrote over $7.6 billion in premiums, generating $2.6 billion in net profits for its participants. What’s more, once considered only an option for Fortune 1000 companies, today there is a growing trend […] Read More

Posted in: Captive Solutions