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Top Workplace Injuries Cost Businesses Billions

Posted on: January 21, 2016 by Caitlin Morgan

A recently released report by insurer Liberty Mutual ranked the top 10 causes of serious, non-fatal workplace injuries and their direct costs to U.S. businesses, based on 2013 injury data. According to the report, the most disabling, non-fatal workplace injuries amounted to nearly $62 billion in direct U.S. Workers’ Compensation costs – that’s more than […] Read More

Posted in: blog Workers Compensation

Innovative Programs Help Employees Return to Work, Lower Comp Costs

Posted on: January 13, 2016 by Caitlin Morgan

Return-to-Work (RTW) programs are instrumental in helping injured workers transition from being out of commission to getting back on the job. Typically RTW programs involve assigning workers once they are green-lighted by physicians to modified and alternative duties until they’re able to perform their jobs. RTW programs benefit employees as they have the ability to […] Read More

Posted in: blog Workers Comp Workers Compensation

Self-Insurance Program Keeps Workers Comp Costs in Line for Indiana Public Schools

Posted on: November 10, 2015 by Caitlin Morgan

Workers’ Compensation insurance for Indiana public schools provides employees – from teachers and teacher aides to food service staff to janitors and many more – with protection in case of injury or disease during the course of employment. It provides for medical expenses, lost income/wages, rehabilitation costs, death benefits and more. To keep Workers’ Comp […] Read More

Posted in: blog Workers Comp

Using Group Health Stop Loss Captives to Gain More Control Over Costs

Posted on: April 10, 2014 by Caitlin Morgan

Using Group Health Stop Loss Captives to Gain More Control Over Costs Managing healthcare expenses is a top priority for employers, with many organizations over the last several years opting to self-fund their plans. In fact, more than 60% of U.S. workers are now covered by self-funded plans with even more companies planning to self-insure […] Read More

Posted in: Captive Solutions

Alzheimer’s: A Growing Concern for Long-Term Care As Population Ages

Posted on: April 3, 2013 by Caitlin Morgan

Alzheimer’s: A Growing Concern for Long-Term Care As Population Ages A new report released by the Alzheimer’s Association shows that a staggering one in three seniors dies with Alzheimer’s disease or other types of dementia.  Furthermore, even when dementia is not necessarily the cause of death, it can serve to speed up the decline of […] Read More

Posted in: Assisted Living Facility Insurance Long-term care facility Nursing Home

Return to Work Coordinators Assist Employees to Get Back on the Job

Posted on: June 21, 2012 by Caitlin Morgan

In order to get employees back to work faster, Return to Work Programs are increasingly being implemented, which not only benefits the injured workers but also employers with savings on Workers Comp premiums, lower claims costs, reducing expenses for temporary replacements, etc.  Depending on the state, an employer may be required by law to have […] Read More

Posted in: Return to Work