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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

A Guide to Workers’ Compensation for Small Accounts

Posted on: October 31, 2018 by Gerry Dumke

Of the many types of insurance coverage available for business owners, workers’ compensation insurance is one of the most important. This crucial insurance coverage helps to protect employees by paying for lost wages and medical expenses if those employees were to become injured on the job. In many states, some form of workers’ compensation insurance […] Read More

Posted in: blog Workers Comp Workers Compensation

How Long-Term Care Facilities Can Reduce Their Workers’ Compensation Claims

Posted on: October 24, 2018 by Gerry Dumke

To the outside observer, healthcare operations like nursing homes and long-term care facilities may seem like relatively safe, low-risk workplaces. Unfortunately, this is not the case; employees of these facilities are exposed to some of the highest rates of work-related injuries across industries – even higher than dangerous operations like mining and manufacturing. As a […] Read More

Posted in: blog Long-term care facility Workers Compensation

The Dangers of Not Carrying Workers’ Compensation Insurance

Posted on: July 6, 2018 by Gerry Dumke

Operating a business comes with many expenses. From small local operations to sprawling multinational corporations, business owners often seek ways of cutting operating costs. Companies typically focus on improving efficiencies and cutting waste to save money. For some companies, particularly in areas where it is not required, workers’ compensation insurance may be seen as an […] Read More

Posted in: blog Workers Comp Workers Compensation

Common (and Costly) Mistakes in Workers’ Compensation Return-to-Work (RTW) Programs

Posted on: June 8, 2018 by Gerry Dumke

Return-to-Work (RTW) programs are plans established by businesses to help reintegrate injured employees, getting those workers back on the job as quickly as possible. These programs have many benefits for employers and employees alike; for employers, effective RTW programs can reduce workers’ compensation costs, and for employees these programs represent both skill retention and financial […] Read More

Posted in: blog Workers Comp Workers Compensation

Are You Required to Provide Workers’ Compensation for Volunteers?

Posted on: March 21, 2018 by Gerry Dumke

The majority of businesses are well aware of the risks of an on-the-job employee injury, and have a workers’ compensation program and insurance in place to protect themselves. However, for nonprofit organizations or businesses that make use of volunteer workers, the question of what an injury means for the organization grows a bit more complicated. […] Read More

Posted in: blog Workers Comp Workers Compensation

A Guide to Performing a Workers’ Compensation Incident Analysis

Posted on: December 27, 2017 by Gerry Dumke

Unfortunately, there’s no way to completely erase the possibility of accidents and injuries taking place at your workplace. In addition to taking sufficient preventative measures, the most important step that you can take to reduce the impact of an incident and its resulting workers’ compensation claims is knowing how to promptly perform a thorough incident […] Read More

Posted in: blog Workers Comp Workers Compensation

The Benefits of a Return-to-Work Program

Posted on: December 7, 2017 by Gerry Dumke

No matter what industry you work in, there is always the risk that something could go wrong, and that one of your employees could be injured, contract an illness, or experience something else that would necessitate a break from working. Last year, 2.9 million nonfatal workplace injuries and illnesses were reported by employers in the […] Read More

Posted in: blog Workers Comp Workers Compensation

Florida’s Guarantee Insurance Co. Has Been Declared Insolvent

Posted on: November 30, 2017 by Gerry Dumke

This month, the Fort Lauderdale, Florida-based workers’ compensation insurance carrier Guarantee Insurance Co. has been declared insolvent and then placed under state receivership by state regulators. Receivership refers to a type of corporate bankruptcy in which the courts or creditors appoint a receiver (in this case, state insurance regulators) to run the company and have […] Read More

Posted in: blog Workers Compensation

How Assisted Living Facilities Can Reduce Workers’ Compensation Claims

Posted on: October 18, 2017 by Gerry Dumke

Ironically enough, healthcare industry workers are among the most likely to receive on-the-job injuries. Out of the over 16 million people employed in the healthcare sector, an average of 5.2 workers per every 100 will suffer a nonfatal injury each year, but the nursing home, assisted living, and residential care segment of the industry has […] Read More

Posted in: Assisted Living Facility Insurance blog Workers Comp Workers Compensation

Medical Marijuana and Workers’ Compensation

Posted on: August 22, 2017 by Gerry Dumke

With more and more states voting to legalize marijuana for medical and recreational uses, the need for discussion about the use of medical marijuana in workers’ compensation cases has grown. At this time, twenty-nine states – as well as Washington, D.C. – have broadly legalized marijuana for medicinal purposes, while eight states have legalized it […] Read More

Posted in: blog Workers Comp Workers Compensation