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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

How to Prepare for an OSHA Inspection

Posted on: June 28, 2019 by Gerry Dumke

Regulatory inspections are a part of nearly every business operation. Inspections – particularly from the Occupational Safety and Health Administration (OSHA) — serve to ensure that health and safety guidelines are being followed, which ultimately helps to protect workers from potential sources of injury. By reducing injury, business owners can drive down workers’ compensation claims, […] Read More

Posted in: blog Workers Comp Workers Compensation

Workplace Violence Claims in the Workers’ Compensation System

Posted on: May 31, 2019 by Gerry Dumke

America’s workforce is the lifeblood of the country. Commerce depends on the efforts of employees producing the goods and services society demands. Those workers expect safe workplaces, and in broad terms, working conditions in the United States are relatively safe. Unfortunately, workplace violence is on the rise; the U.S. Occupational Safety and Health Administration (OSHA) […] Read More

Posted in: blog Workers Comp Workers Compensation

Workers’ Compensation Issues for Small Businesses

Posted on: April 24, 2019 by Gerry Dumke

Small business owners play an important role in communities across the United States. Small businesses have long been known to add value to their communities, providing the goods and services locals need. The business owners know that there are many challenges to face when it comes to operating a small company. One of these challenges […] Read More

Posted in: blog Workers Comp Workers Compensation

What is a Workers’ Compensation Experience Modification Rating, and How Can it Lower Your Clients’ Workers’ Compensation Costs?

Posted on: March 29, 2019 by Gerry Dumke

In the business world, one of the largest expenses employers will face is that of workers’ compensation insurance. Workers’ comp was developed to protect employers and their staff, giving them the financial stability to grow without the monetary risks associated with on-the-job injuries and illnesses. In certain high-risk industries – those with dangerous operating environments […] Read More

Posted in: blog Workers Comp Workers Compensation

How Healthcare Facilities Can Promote Workplace Wellness to Reduce Burnout and Claims

Posted on: February 27, 2019 by Gerry Dumke

The healthcare industry faces many challenges as it delivers compassionate care to patients of all ages. One of the primary challenges is that of workplace “burnout”, where caregivers like nurses and physicians experience high stress levels and a subsequent decline in performance. This is often due to excessively high workloads and corresponding expectations among administrators […] Read More

Posted in: blog Healthcare Healthcare Facilities Wellness Program Workers Comp Workers Compensation

How Businesses Can Prevent Workers’ Compensation Audits and Mistakes

Posted on: December 21, 2018 by Gerry Dumke

Workers’ compensation insurance is a critical part of the business world. This specialized insurance is designed to protect business assets as well as the employees that are so valuable to daily operations. Workers’ compensation is often required by state and municipal code, and is typically governed by complex regulations. Periodic audits of the workers’ comp […] Read More

Posted in: blog Workers Comp Workers Compensation

A Guide to Workers’ Compensation for Small Accounts

Posted on: October 31, 2018 by Gerry Dumke

Of the many types of insurance coverage available for business owners, workers’ compensation insurance is one of the most important. This crucial insurance coverage helps to protect employees by paying for lost wages and medical expenses if those employees were to become injured on the job. In many states, some form of workers’ compensation insurance […] Read More

Posted in: blog Workers Comp Workers Compensation

How Long-Term Care Facilities Can Reduce Their Workers’ Compensation Claims

Posted on: October 24, 2018 by Gerry Dumke

To the outside observer, healthcare operations like nursing homes and long-term care facilities may seem like relatively safe, low-risk workplaces. Unfortunately, this is not the case; employees of these facilities are exposed to some of the highest rates of work-related injuries across industries – even higher than dangerous operations like mining and manufacturing. As a […] Read More

Posted in: blog Long-term care facility Workers Compensation

The Dangers of Not Carrying Workers’ Compensation Insurance

Posted on: July 6, 2018 by Gerry Dumke

Operating a business comes with many expenses. From small local operations to sprawling multinational corporations, business owners often seek ways of cutting operating costs. Companies typically focus on improving efficiencies and cutting waste to save money. For some companies, particularly in areas where it is not required, workers’ compensation insurance may be seen as an […] Read More

Posted in: blog Workers Comp Workers Compensation

Common (and Costly) Mistakes in Workers’ Compensation Return-to-Work (RTW) Programs

Posted on: June 8, 2018 by Gerry Dumke

Return-to-Work (RTW) programs are plans established by businesses to help reintegrate injured employees, getting those workers back on the job as quickly as possible. These programs have many benefits for employers and employees alike; for employers, effective RTW programs can reduce workers’ compensation costs, and for employees these programs represent both skill retention and financial […] Read More

Posted in: blog Workers Comp Workers Compensation