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EPLI Exposures for Assisted Living and Skilled Nursing Facilities

Posted on: April 27, 2017 by Chris Murray

All businesses face employment-related exposures, including the long-term care industry, with assisted living and skilled nursing facilities having specific characteristics common with many healthcare providers that present greater liability risks. These include high employee turnover, regulatory scrutiny over patient care that results in employee firings and legal disputes alleging wrongful termination, and a proactive litigation […] Read More

Posted in: Employment Practices Liability Insurance

Top-to-Bottom Insurance for Nursing Homes, Assisted Living Includes Equipment Breakdown

Posted on: April 25, 2017 by Chris Murray

As specialists in insuring nursing homes and assisted living facilities, Caitlin Morgan provides end-to-end insurance solutions that include General Liability, Professional Liability, Employment Practices Liability, Directors & Officers Liability, Commercial Property, and Workers’ Compensation. Part of our Property portfolio of insurance products is Equipment Breakdown coverage, critical to protecting the continued operations of today’s nursing […] Read More

Posted in: Commercial Property

State Workers’ Comp Bureaus Taking Measures to Battle Opioid Addiction

Posted on: April 18, 2017 by Caitlin Morgan

Last year, in one of our articles, we turned our attention to the opioid epidemic and the impact it’s having in the workplace. We’re taking a fresh look at the problem and what Workers’ Comp boards are doing across the country to help tackle the issue. According to a survey conducted by CompPharma, an industry […] Read More

Posted in: Workers Comp Workers Compensation

Preparing for A Workers’ Compensation Audit

Posted on: April 13, 2017 by Gerry Dumke

When a Workers’ Compensation policy is initially underwritten, the policy premium is based on the firm’s estimated exposure for the upcoming period. At the end of the policy period, an annual Workers’ Comp premium audit determines what the accurate cost for that period should have been. There may be differences between the estimated premium established […] Read More

Posted in: Workers Comp Workers Compensation

Top Professional Liability Risks for Skilled Nursing Homes, Assisted Living Facilities

Posted on: April 11, 2017 by Chris Murray

Taking a close look at the type of professional liability insurance claims skilled nursing homes and assisted living facilities are reporting to carriers provides us with additional insight into the top risks that these operations face – from falls to improper care and elopement. Last year, CNA shared findings from its claims files between 2011 […] Read More

Posted in: Nursing Home

New Survey Shows Most Small Businesses Lack Disaster Preparedness Plans

Posted on: March 22, 2017 by Chris Murray

A recent survey by Nationwide reports that two in three small businesses do not have disaster preparedness plans in place, even though nearly 50% say it would take at least three months for their business to recover from a natural disaster. This is Nationwide’s second annual survey on the issue, which was conducted online by […] Read More

Posted in: Risk Management

Managing Long-Tail Workers’ Compensation Claims

Posted on: March 14, 2017 by Gerry Dumke

Among the issues to watch for in Workers’ Compensation for 2017 is the impact of the U.S. election on OSHA regulations and ADA accommodations for workplace injuries, state legislative bills, and marijuana in the workplace as more states in 2016 have passed laws making recreational use legal. Also among the Workers’ Comp issues to keep […] Read More

Posted in: blog Workers Comp Workers Compensation

Technology Trends Designed to Improve Care in Senior Living Facilities

Posted on: March 8, 2017 by Caitlin Morgan

Technology is changing every aspect of health care – from telemedicine for virtual visits with physicians, to smart devices to help those with diabetes, and technology to track prescription drug adherence. The senior living sector is no exception in benefiting from these technologies as well as others designed to improve resident and patient care and […] Read More

Posted in: Assisted Living Facility Insurance blog Nursing Home

The Impact of Risk Management on Home Health Care

Posted on: February 24, 2017 by Caitlin Morgan

Home health care workers face many various hazards on the job, including travel, care administration injuries, back injuries, latex allergy, violence, and stress. Effective risk management can help prevent or minimize home health care worker exposure to these hazards, even more critical today as workers in this sector are experiencing increasing numbers of occupational injuries […] Read More

Posted in: blog Healthcare Home Health Care Workers Comp Workers Compensation

Global Study Reveals Digital Threat Remains Biggest Threat for Businesses

Posted on: February 20, 2017 by Chris Murray

A report recently released by the Business Continuity Institute and the British Standards Institution shows the threat of cyber attacks, data breaches, and political instability resulting from rising populism are among the top concerns for businesses around the world. The report is based on a survey of 726 organizations in 79 countries in sectors that […] Read More

Posted in: blog Cyber Liability