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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

The Most Common Problems That Arise During Workers’ Compensation Claims Reporting

Posted on: October 30, 2019 by Gerry Dumke

Workers’ compensation (workers’ comp) insurance is an integral part of the American business landscape. Designed to provide financial support for workers injured on the job, this insurance solution is mandated by most state laws. The claims process when a worker becomes injured often takes place behind the scenes, leading many employers to lose control over […] Read More

Posted in: blog Workers Comp Workers Compensation

What Organizations Can Do to Encourage Incident and Near-Miss Reporting

Posted on: September 27, 2019 by Gerry Dumke

Workplace safety is the cornerstone of risk management in the modern business world. Implementing a safety-oriented culture across all operations supplements workers’ compensation insurance and liability insurance policies in terms of managing workplace risks. Even more importantly, workplace safety helps to significantly reduce insurance claims, thereby lowering overhead expenses. In today’s workplace, incident reporting – […] Read More

Posted in: blog Workers Comp Workers Compensation

The Legalization of Cannabis and its Effect on Workers’ Compensation Insurance

Posted on: August 30, 2019 by Gerry Dumke

Modern businesses face many challenges as they conduct their daily operations. Some of these challenges are centered on employee health and safety, with businesses implementing safety-oriented programs and services to help keep workers safe and to reduce the expenses associated with workers’ compensation insurance claims. The legalization of cannabis in a number of U.S. states […] Read More

Posted in: blog Workers Comp Workers Compensation

The Importance of a Workers’ Compensation Root Cause Analysis

Posted on: July 31, 2019 by Gerry Dumke

Workers’ compensation insurance is a critical component of the modern business world. Most states require business owners to obtain this valuable insurance protection, which provides financial support for medical expenses and lost wages of employees injured on the job. Frequent workers’ compensation claims can drain the assets of a business, however, and investing in a […] Read More

Posted in: blog Workers Comp Workers Compensation

How to Prepare for an OSHA Inspection

Posted on: June 28, 2019 by Gerry Dumke

Regulatory inspections are a part of nearly every business operation. Inspections – particularly from the Occupational Safety and Health Administration (OSHA) — serve to ensure that health and safety guidelines are being followed, which ultimately helps to protect workers from potential sources of injury. By reducing injury, business owners can drive down workers’ compensation claims, […] Read More

Posted in: blog Workers Comp Workers Compensation

The Case for Ergonomics in Assisted Living Facilities

Posted on: June 26, 2019 by Chris Murray

In the healthcare profession, staff injuries occur at an alarming rate. Injuries range from minor slip and fall incidents to severe musculoskeletal strains and sprains that can leave the caregiver unable to complete his or her duties. Increasing patient demands, including transferring and moving patients, can lead to injuries that create chronic pain and lost […] Read More

Posted in: Assisted Living Facility Insurance blog Workers Comp Workers Compensation

Workplace Violence Claims in the Workers’ Compensation System

Posted on: May 31, 2019 by Gerry Dumke

America’s workforce is the lifeblood of the country. Commerce depends on the efforts of employees producing the goods and services society demands. Those workers expect safe workplaces, and in broad terms, working conditions in the United States are relatively safe. Unfortunately, workplace violence is on the rise; the U.S. Occupational Safety and Health Administration (OSHA) […] Read More

Posted in: blog Workers Comp Workers Compensation

Workers’ Compensation Issues for Small Businesses

Posted on: April 24, 2019 by Gerry Dumke

Small business owners play an important role in communities across the United States. Small businesses have long been known to add value to their communities, providing the goods and services locals need. The business owners know that there are many challenges to face when it comes to operating a small company. One of these challenges […] Read More

Posted in: blog Workers Comp Workers Compensation

What is a Workers’ Compensation Experience Modification Rating, and How Can it Lower Your Clients’ Workers’ Compensation Costs?

Posted on: March 29, 2019 by Gerry Dumke

In the business world, one of the largest expenses employers will face is that of workers’ compensation insurance. Workers’ comp was developed to protect employers and their staff, giving them the financial stability to grow without the monetary risks associated with on-the-job injuries and illnesses. In certain high-risk industries – those with dangerous operating environments […] Read More

Posted in: blog Workers Comp Workers Compensation

How Healthcare Facilities Can Promote Workplace Wellness to Reduce Burnout and Claims

Posted on: February 27, 2019 by Gerry Dumke

The healthcare industry faces many challenges as it delivers compassionate care to patients of all ages. One of the primary challenges is that of workplace “burnout”, where caregivers like nurses and physicians experience high stress levels and a subsequent decline in performance. This is often due to excessively high workloads and corresponding expectations among administrators […] Read More

Posted in: blog Healthcare Healthcare Facilities Wellness Program Workers Comp Workers Compensation