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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

Behavior-Tracking Apps Spawn Privacy Concerns, Liability Exposures for Schools

Posted on: November 24, 2014 by Caitlin Morgan

Behavior-Tracking Apps Spawn Privacy Concerns, Liability Exposures for Schools The use of apps are commonplace, including among educational institutions. Some of these apps have educators and parents concerned over privacy issues. For example, a popular behavior-tracking app called ClassDojo lets teachers award points or subtract them based on a student’s conduct. On an interactive white […] Read More

Posted in: Cyber Liability

Risk Management: Preventing School Fires, Keeping Students Safe

Posted on: November 14, 2013 by Caitlin Morgan

Risk Management: Preventing School Fires, Keeping Students Safe The National Fire Protection Association (NFPA) cites that between 2007 and 2011, on annual basis U.S. fire departments responded to an estimated average of 5,690 structure fires in educational properties. These fires caused an annual average of 85 civilian fire injuries and $92 million in direct property damage. […] Read More

Posted in: Educational Insurance Educational Risk Management Property

Recent Tornadoes in Oklahoma Highlight Need for Modern School Storm Protection

Posted on: June 4, 2013 by Caitlin Morgan

Recent Tornadoes in Oklahoma Highlight Need for Modern School Storm Protection The deadly tornado that struck the town of Moore, Oklahoma on May 20th (and then again a week later the series of tornadoes that whipped across the state as well as in Missouri) was a further eye-opener to many in the hard-hit community and […] Read More

Posted in: Educational Insurance

Risk Management: Safety at Schools During Severe Weather

Posted on: March 25, 2013 by Caitlin Morgan

  Risk Management: Safety at Schools During Severe Weather We’re experiencing more frequent and powerful storms with scientists predicting that we will continue to do so in coming years due to rising global ocean temperatures. Moreover, not only will areas currently affected by frequent severe weather events (such as hurricanes and tornadoes) see more violent […] Read More

Posted in: Educational Insurance Risk Management

ADA Highlights School Liability Exposure for Student Food Allergies

Posted on: February 14, 2013 by Caitlin Morgan

ADA Highlights School Liability Exposure for Student Food Allergies Food allergies for many are a fact of life with individuals having to make adjustments when it comes to their eating habits. But for schools a recent settlement in a case involving Lesley University in Massachusetts can end up exposing them to additional liability under the […] Read More

Posted in: Educational Insurance Health & Fitness Industry

Schools & Healthcare Facilities Not Immune from Bed Bugs

Posted on: February 8, 2013 by Caitlin Morgan

Schools & Healthcare Facilities Not Immune from Bed Bugs A few years ago, bed bugs at certain hotels made headlines all over the country. Additionally, news of a bed bug infestation in apartments in New York City had people running to their local Bed, Bath & Beyond and other retailers to purchase bed bug protectors […] Read More

Posted in: Health & Fitness Industry Healthcare Facilities School Insurance

School Security and Safety at the Forefront After Newtown Shootings

Posted on: January 14, 2013 by Caitlin Morgan

School Security and Safety at the Forefront After Newtown Shootings The entire country sat in disbelief and horror as the events of the shootings at Sandy Hook Elementary School in Newtown, Connecticut unfolded on December 14th when 20 six- and seven-year old children and six adults were gunned down. No words can adequately describe the […] Read More

Posted in: Educational Insurance

Penn State Scandal: Sanctions, Reputational Loss & Civil Suits

Posted on: August 2, 2012 by Caitlin Morgan

  Penn State Scandal: Sanctions, Reputational Loss & Civil Suits First came the scandal that rocked the country after learning that former assistant football coach Jerry Sandusky of Penn State University was accused and later found guilty of 45 counts of child sex abuse. To make matters even worse, there were high-level individuals at Penn […] Read More

Posted in: Uncategorized

Get Informed on Teen Cyber Bullying and How to Help Prevent It

Posted on: June 19, 2012 by Caitlin Morgan

Most teenagers spend a lot of time on their smart phones, instant messenger, Skype, Instagram, Facebook, sending texts and uploading photos, videos, and music to websites. Along with this digital communication landscape, bullying has moved into cyber space. In fact, last month, we wrote an article about cyber bullying and the liability exposures schools face […] Read More

Posted in: Cyber Bullying School Insurance