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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

100% Renewal Rate in Indiana Public School Workers’ Comp Program Reflects Effective Results

Posted on: January 19, 2016 by Caitlin Morgan

Formed in 2006, the Indiana School’s Educational Service Center (ISESC) Risk Management Program is a self-insured Trust designed to help public schools in the Hoosier state address volatile commercial Workers’ Compensation premiums and contain their costs. It is a reinsurance structure that allows individual school corporations to enter into the group without the required collateral for […] Read More

Posted in: blog ISESC

Wellness Programs Even More Important with Healthcare Reform

Posted on: January 25, 2013 by Caitlin Morgan

Wellness Programs Even More Important with Healthcare Reform Increasingly more companies are employing wellness initiatives to their employee benefits, as it makes good business sense. A survey by the Society of Human Resource Management, found that one-third of companies offered employees incentives for completing specific health activities. Nearly 20%, for example, provide a discount for […] Read More

Posted in: Wellness Program

Senior Living Trends: Aging Boomers without Children Looking for Options

Posted on: December 6, 2012 by Caitlin Morgan

Senior Living Trends: Aging Boomers without Children Looking for Options In a recent study on senior living trends, it’s estimated that more than 20% of baby boom-generation women do not have children. Some are single and chose not to have children while others married later in life. There are about 15 million childless baby boomers, […] Read More

Posted in: Assisted Living Facility Insurance

Nursing Home Residents Vulnerable During Evacuations

Posted on: November 20, 2012 by Caitlin Morgan

  Nursing Home Residents Vulnerable During Evacuations According to a new study, nursing home evacuations ahead of a hurricane showed a 218% increase in mortality among the most vulnerable residents (those with severe dementia) after they were moved within the governmental guidelines for relocation. The study’s findings, which reviewed nursing homes evacuations over a three-year […] Read More

Posted in: Assisted Living Facility Insurance Insurance Nursing Home Risk Management

Aging Workforce Has Far Less Negative Impact on Workers Comp Claims

Posted on: November 8, 2012 by Caitlin Morgan

Aging Workforce Has Far Less Negative Impact on Workers Comp Claims There is growing evidence that an aging workforce has a far less negative impact on workers comp claim costs than might have been thought, according to new analysis by the NCCI Holdings. NCCI looked at a study by Ray Fair entitled “Estimated Age Effects in […] Read More

Posted in: Workers Comp Workers Compensation

Large Deductible Workers Comp & Other Programs Popular As Rates Rise

Posted on: October 26, 2012 by Caitlin Morgan

Large-Deductible Workers Comp & Other Programs Popular As Rates Rise As Workers Compensation rates continue to rise across the country, increasingly more retail insurance agents and their larger clients are looking to alternative solutions to address the challenges that companies face. Organizations are looking for ways to reduce costs and save money and Workers Compensation […] Read More

Posted in: Workers Comp Workers Compensation

Determining Whether An Insurance Captive is Right for Your Insured

Posted on: October 4, 2012 by Caitlin Morgan

Determining Whether An Insurance Captive is Right for Your Insured Last month in our blog we discussed how organizations view insurance captives as valuable risk management strategy as exposures have expanded due to globalization and interdependencies, financial upheaval, corporate wrongdoing, and increased expectations and demands from stakeholders. Now let’s look at how you – as […] Read More

Posted in: Captive Solutions

Poor Eating Habits, Lack of Exercise Impact Employee Productivity

Posted on: September 25, 2012 by Caitlin Morgan

Poor Eating Habits, Lack of Exercise Impact Employee Productivity We all know that eating poorly and skipping out on regular exercising puts on the pounds and can cause significant health issues, but new research conducted at Brigham Young University, the Center for Health Research at Healthways and the Health Enhancement Research Organization, also suggests that […] Read More

Posted in: Construction Industry Return to Work Workers Comp Workers Compensation