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Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

Update: What’s New in Workers Compensation?

Posted on: March 17, 2014 by Caitlin Morgan

Update: What’s New in Workers Compensation? Caitlin Morgan offers several Workers Compensation solutions, including guaranteed-cost programs, large-deductible programs, self-insurance options, and captive programs for all-size businesses. As such, we like to keep our agents and brokers updated on current Workers Compensation-related issues taking place throughout the country. In this article, we touch upon some of […] Read More

Posted in: Workers Comp Workers Compensation

The Affordable Care Act and Increased Medical Malpractice Exposures

Posted on: January 17, 2014 by Caitlin Morgan

The Affordable Care Act and Increased Medical Malpractice Exposures While there are still issues to be worked out with the Affordable Care Act (aka ObamaCare), to date there are two million individuals who have signed up for coverage and it is hoped that millions more will be enrolling. The ACA is intended to provide all […] Read More

Posted in: Medical Malpractice

Captive Insurance Gains Traction in More States

Posted on: October 22, 2013 by Caitlin Morgan

Captive Insurance Gains Traction in More States In July, we wrote about the spread of captive insurance companies in states across the country. We saw Florida in 2012 and North Carolina and Texas earlier this year pass legislation allowing for captive domiciles to be set up in their states. We’ve also been seeing greater use […] Read More

Posted in: Captive Solutions

Survey: Companies Looking to Lower Costs with Wellness Incentives

Posted on: March 14, 2013 by Caitlin Morgan

Survey: Companies Looking to Lower Costs with Wellness Incentives With increased Workers Compensation premiums, rising healthcare costs and the provisions of the Affordable Health Care for America Act kicking in, many employers are looking for ways to lower their insurance costs. Part of this involves a move away from a traditional “managed trend” approach to […] Read More

Posted in: Wellness Program Workers Comp Workers Compensation

Aging Workforce Has Far Less Negative Impact on Workers Comp Claims

Posted on: November 8, 2012 by Caitlin Morgan

Aging Workforce Has Far Less Negative Impact on Workers Comp Claims There is growing evidence that an aging workforce has a far less negative impact on workers comp claim costs than might have been thought, according to new analysis by the NCCI Holdings. NCCI looked at a study by Ray Fair entitled “Estimated Age Effects in […] Read More

Posted in: Workers Comp Workers Compensation

Poor Eating Habits, Lack of Exercise Impact Employee Productivity

Posted on: September 25, 2012 by Caitlin Morgan

Poor Eating Habits, Lack of Exercise Impact Employee Productivity We all know that eating poorly and skipping out on regular exercising puts on the pounds and can cause significant health issues, but new research conducted at Brigham Young University, the Center for Health Research at Healthways and the Health Enhancement Research Organization, also suggests that […] Read More

Posted in: Construction Industry Return to Work Workers Comp Workers Compensation

Captive Insurance Continues to Be Valuable for Risk Management

Posted on: September 20, 2012 by Caitlin Morgan

Captive Insurance Continues to Be Valuable for Risk Management Captive insurance is designed to provide owners with an efficient and effective vehicle for obtaining clearly defined risk management and risk-funding objectives regardless of the state of the insurance market (hard or soft), degree of difficulty in finding coverage, and other key factors. Captive insurance has […] Read More

Posted in: Captive Solutions

Construction Industry: Maintaining a Safer Work Environment

Posted on: June 7, 2012 by Caitlin Morgan

Construction Industry: Maintaining a Safer Work Environment According to the Occupational Safety & Health Organization (OSHA), 6.5 million people work at over 250,000 construction sites on a daily basis in the U.S. and the fatality rate for injured workers in this industry is higher than the national average for all industries. Let’s examine some of […] Read More

Posted in: Construction Industry

Captives Offer High Net Worth Individuals Control

Posted on: February 7, 2012 by Caitlin Morgan

About a year ago actor Tom Hanks and his wife Rita Wilson sued their insurance agency for gross overcharging of various policies. Hanks and Wilson used the same California agency for more than 20 years to procure homeowners, directors and other business policies. When changing over to another broker, the new firm allegedly discovered the […] Read More

Posted in: Captive Solutions High Net Worth