Midwest Insurance Group Welcomes Beth Alford as Risk Management Consultant

Midwest Insurance Group Welcomes Beth Alford as Risk Management Consultant


Chris Murray, President
(317) 575-3979

Midwest Insurance Group Welcomes Beth Alford as Risk Management Consultant

Indianapolis, Indiana (May 9, 2018) – Midwest Insurance Group, formed for Indiana healthcare firms operating in the senior living market, has just brought Beth Alford on as its new contracted Risk Management Consultant.

Beth Alford, RN, BSN brings over 25 years of experience working in nursing home services and over 10 years of Risk Management and Claims services. In response to the increasing frequency of suits filed against nursing homes, Ms. Alford founded Professional Liability Insurance Services, LLC, also known as Mitigation Solution, in order to provide nursing homes with loss prevention tools to improve resident safety and reduce the risk of lawsuits.

Ms. Alford has previously worked with the Illinois Department of Public Aid as a surveyor, and has held the positions of Director of Nursing, vice president of nursing, and corporate nurse. In her career, she has developed and implemented many of the policies in place throughout today’s nursing home industry in addition to guidelines for documentation and resident assessment. She is a well-known speaker in long term care and for nursing home groups and associations, and provides expert nursing review in addition to Risk Management and Nursing Facility Consultation.

“We are extremely excited to welcome Beth to the Midwest Insurance Group team,” said Chris Murray, President of Midwest Insurance Group. “Beth’s concentration of experience in our space, along with her extensive knowledge with nursing home Risk Management and Claims services, will allow her to have an immediate impact working effectively with our MGA/Program Administrator units and agency partners.”

About Caitlin Morgan Insurance Services

For over 25 years, Caitlin Morgan Insurance Services, based in Indianapolis, Indiana, has been providing Professional and General liability coverage to owners and operators of senior living facilities, including skilled nursing homes, assisted living centers, and continuing care retirement communities. A staff of highly experienced and trained underwriters also provides commercial insurance resources to independent insurance agents, associations, and specialty brokers looking to add professional lines like D&O and EPLI, or property, commercial auto, umbrella, cyber and other lines of coverage to complete their client’s protection package. As its exclusive underwriter, Caitlin Morgan Insurance Services manages MIGRRG. Caitlin Morgan also provides cost-effective Workers’ Compensation solutions to members of the IHCA, HOPE, and Leading Age Indiana associations.


MIGRRG was formed in 2004 by Indiana nursing home owners in response to an increasingly disruptive medical liability marketplace where both a lack of carriers and capacity resulted in extraordinary higher liability costs for nursing homes. MIGRRG currently writes business in Indiana where Indiana’s Medical Malpractice Act caps damages to $1,650,000 for any single claim and provides a medical review panel process that helps eliminate frivolous claims. MIGRRG is rated “A” Exceptional by Demotech, a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. MIGRRG is also reinsured by Lloyd’s of London, with an “A” rating and over $2 billion of assets, and provides excess coverage for catastrophic events and frequency of claims.