Stay Connected with Industry News, Emerging Risks

Caitlin Morgan through our blog and newsletter is committed to keeping our agency partners and insureds abreast of trends, emerging trends and developments as they relate to the segments we serve. We invite you to connect and engage with us.

The Affordable Care Act and Increased Medical Malpractice Exposures

Posted on: January 17, 2014 by Caitlin Morgan

The Affordable Care Act and Increased Medical Malpractice Exposures While there are still issues to be worked out with the Affordable Care Act (aka ObamaCare), to date there are two million individuals who have signed up for coverage and it is hoped that millions more will be enrolling. The ACA is intended to provide all […] Read More

Posted in: Medical Malpractice

Nursing Homes, Assisted Living Facilities Face New Security Risks

Posted on: January 10, 2014 by Caitlin Morgan

Nursing Homes, Assisted Living Facilities Face New Security Risks As with all segments of the healthcare industry, nursing homes and other extended care facilities are facing growing liability exposures in the area of data security and privacy. In fact, according to an Experian report, “2014 Data Breach Industry Forecast”, the healthcare industry will be the […] Read More

Posted in: Assisted Living Facility Insurance Cyber Liability Insurance Nursing Home Privacy Exposure

Implementing An Effective Risk Management Plan Begins with Senior Management

Posted on: April 10, 2013 by Caitlin Morgan

Implementing An Effective Risk Management Plan Begins with Senior Management An effective corporate risk management program starts with senior management support and involves communication at all levels throughout the organization. With support from upper management, employees understand the importance of managing risk and the financial consequences of improper risk management. Everyone in the organization is […] Read More

Posted in: Risk Management

Transportation Industry Continues to See Rate Increases

Posted on: April 9, 2013 by Caitlin Morgan

Transportation Industry Continues to See Rate Increases, Outlook Healthy for Sector In early January, we published insurance rate findings from MarketScout for the month of December for the transportation industry indicating the rise in premiums in this sector. This has been further substantiated with recent findings for the entire fourth quarter 2012, as reported by […] Read More

Posted in: Transportation Insurance

Alzheimer’s: A Growing Concern for Long-Term Care As Population Ages

Posted on: April 3, 2013 by Caitlin Morgan

Alzheimer’s: A Growing Concern for Long-Term Care As Population Ages A new report released by the Alzheimer’s Association shows that a staggering one in three seniors dies with Alzheimer’s disease or other types of dementia.  Furthermore, even when dementia is not necessarily the cause of death, it can serve to speed up the decline of […] Read More

Posted in: Assisted Living Facility Insurance Long-term care facility Nursing Home

Predictive Modeling for Workers Compensation Helps with Pricing and Claims

Posted on: March 7, 2013 by Caitlin Morgan

Predictive Modeling for Workers Compensation Helps with Pricing and Claims Predictive models for Workers Comp traditionally have been used to reduce claim costs and duration. But with technological advances, insurance carriers are also using the models to boost their comp underwriting results and help select profitable accounts. According to a study by Towers Watson, property/casualty insurers […] Read More

Posted in: Workers Comp Workers Compensation

Nursing Shortage to Affect Health Care Facilities and Senior Living

Posted on: February 26, 2013 by Caitlin Morgan

Nursing Shortage to Affect Health Care Facilities and Senior Living Health care advocacy groups predict there will be a shortage of nurses, which can potentially affect the nation’s health care system – from hospitals, urgent care, nursing homes and assisted living facilities, etc. in more direct ways than even the predicted doctor shortage. Furthermore, despite […] Read More

Posted in: Nursing Home

Senior Living: Taco Bell’s “Viva Young” Campaign Taps Into CCRCs

Posted on: February 6, 2013 by Caitlin Morgan

Senior Living: Taco Bell’s “Viva Young” Campaign Taps Into Growing Segment On Super Bowl Sunday everyone across the country is anticipating what we hope to be a nail-biting game. But along with the sport of sports comes the anticipation of what ad execs will come up with to entertain us during the commercials. There was […] Read More

Posted in: Assisted Living Facility Insurance Long-term care facility Nursing Home

Risk Management: Fire Safety at Long-Term Care Settings

Posted on: January 15, 2013 by Caitlin Morgan

Risk Management: Fire Safety at Long-Term Care Settings Clothing fires at long-term care facilities occur more often than one may think. This is due to a number of factors, including smoking habits of the elderly, cognition impairment loss of manual dexterity and poor impulse control. A fire can happen when clothing catches fire as a result of: […] Read More

Posted in: Assisted Living Facility Insurance Long-term care facility Nursing Home Risk Management

School Security and Safety at the Forefront After Newtown Shootings

Posted on: January 14, 2013 by Caitlin Morgan

School Security and Safety at the Forefront After Newtown Shootings The entire country sat in disbelief and horror as the events of the shootings at Sandy Hook Elementary School in Newtown, Connecticut unfolded on December 14th when 20 six- and seven-year old children and six adults were gunned down. No words can adequately describe the […] Read More

Posted in: Educational Insurance