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Preparing for A Workers’ Compensation Audit

Posted on: April 13, 2017 by Gerry Dumke

When a Workers’ Compensation policy is initially underwritten, the policy premium is based on the firm’s estimated exposure for the upcoming period. At the end of the policy period, an annual Workers’ Comp premium audit determines what the accurate cost for that period should have been. There may be differences between the estimated premium established […] Read More

Posted in: Workers Comp Workers Compensation

Managing Long-Tail Workers’ Compensation Claims

Posted on: March 14, 2017 by Gerry Dumke

Among the issues to watch for in Workers’ Compensation for 2017 is the impact of the U.S. election on OSHA regulations and ADA accommodations for workplace injuries, state legislative bills, and marijuana in the workplace as more states in 2016 have passed laws making recreational use legal. Also among the Workers’ Comp issues to keep […] Read More

Posted in: blog Workers Comp Workers Compensation

The Impact of Risk Management on Home Health Care

Posted on: February 24, 2017 by Caitlin Morgan

Home health care workers face many various hazards on the job, including travel, care administration injuries, back injuries, latex allergy, violence, and stress. Effective risk management can help prevent or minimize home health care worker exposure to these hazards, even more critical today as workers in this sector are experiencing increasing numbers of occupational injuries […] Read More

Posted in: blog Healthcare Home Health Care Workers Comp Workers Compensation

Reporting Workers Comp Injuries Immediately Helps Drive Down Costs

Posted on: February 13, 2017 by Gerry Dumke

There are several cost drivers behind Workers’ Compensation premiums including rising medical costs, escalating prescription prices, a high frequency of claims, workers taking more time off work, and high dollar amounts for the claims being filed. Also contributing to the cost of Workers’ Compensation is lag time in claim reporting. According to insurance industry statistics, […] Read More

Posted in: Workers Comp Workers Compensation

The Benefits of Telemedicine in Workers’ Compensation

Posted on: January 26, 2017 by Gerry Dumke

Telemedicine and telehealth services are making headway in providing benefits in Workers’ Compensation with innovative new programs that help employees obtain quick, convenient care, and the ability to potentially prevent more serious problems down the road. Telemedicine is the use of electronic communication technologies to improve the patient’s health status by connecting him or her […] Read More

Posted in: blog Workers Comp Workers Compensation

Non-Fatal Workplace Injuries at Nearly $60B Annually in Direct Workers’ Comp Costs

Posted on: January 19, 2017 by Gerry Dumke

The 2017 Liberty Mutual Workplace Safety Index was recently released, indicating that serious, nonfatal workplace injuries now amount to nearly $60 billion in direct U.S. Workers’ Compensation costs per year. This means that more than $1 billion dollars a week are being spent by businesses on these injuries, which include everything from overexertion to slips […] Read More

Posted in: blog Home Health Care Workers Comp Workers Compensation

Oklahoma Supreme Court Strikes Down State’s Opt-Out Workers’ Compensation Rule

Posted on: October 3, 2016 by Gerry Dumke

In 2013, legislation in Oklahoma was signed into law allowing employers to implement an alternative to the state’s traditional Workers’ Compensation system. The 2013 legislation gave Oklahoma employers the ability to “opt out” of the state Workers’ Compensation system and write their own plans, setting the terms for what injuries were covered, which doctors workers […] Read More

Posted in: blog Uncategorized Workers Comp Workers Compensation

Caitlin Morgan Expands Underwriting Team – Clint Lanning

Posted on: September 22, 2016 by Caitlin Morgan

  Caitlin Morgan Expands Underwriting Team with 15-Year Underwriting Expert Former Indiana Surplus Lines Executive Clint Lanning Joins Leading Commercial Lines wholesaler, MGA, MGU and Specialty Insurance Program Administrator as Senior Underwriter Carmel, IN, September 21, 2016 – Caitlin Morgan Insurance Services is pleased to announce the expansion of their underwriting team with the addition […] Read More

Posted in: blog Press Release

Workers’ Comp: The Impact of Sitting on the Job

Posted on: August 19, 2016 by Gerry Dumke

Increasingly the jobs we do are sedentary in nature with many of us sitting at a desk eight to ten hours a day. The advent of the personal computer and the growth of the modern cubicle have enabled employers to maximize productivity by virtually eliminating the need for workers to leave their desks. While a […] Read More

Posted in: blog Uncategorized Workers Comp Workers Compensation

Opioid Usage Taking a Toll in the Workplace

Posted on: June 14, 2016 by Gerry Dumke

The opioid epidemic has been making headline news as of late – from the high-profile performers falling victim to drug overdoses to the thousands of people across the country dying each year or ending up in rehab as a result of overprescribed medications such as Vicodin, OxyCotin, Percocet and Fentanyl. Opioids are narcotic painkillers that […] Read More

Posted in: blog Workers Comp Workers Compensation