PEO Risk Management Services

Caitlin-Morgan Insurance Services is now offering a risk management product specifically designed for PEO’s.  With over a century of combined experience in the field of workers compensation and a proven track record of industry risk management services, we are uniquely positioned to assist your company with client selection, claims management, loss prevention and accounting services.

As a PEO you are committed to providing your clients the best in payroll services, human resource administration and offering a variety of benefits and insurance products.  By partnering with a risk management firm, you will be able to enhance loss prevention services, claims management and ultimately reduce the workers compensation costs for your customers. 

Caitlin Morgan Insurance Services offers the following risk management services:

1. Handle all claims reporting for your clients.  Centralized reporting will improve the timeliness in which the claim is processed, facilitate improved communication, track reporting timeliness, ensure the quality and completeness of information provided to the WC carrier.
2. Aggressive management of lost time claims to by working with the adjuster and client customer to return employees to work as timely as possible, identifying and following up potential subrogation opportunities, reviewing all claims in excess of a specified amount to ensure proper setting of reserves and oversight of case management.
3. Targeting specific loss prevention services based upon your client’s business and needs.  Our loss prevention consultants are available for site surveys, accident investigation, and training.  Once a survey is completed, our staff monitors the implementation of recommendations and will assist the client in improving the safety of their operation.
4. Client selection services include reviewing of the operations, historical loss data and current safety practices to assist your insurance carrier in the proper classification and coverage of the client.  We monitor client movement to ensure that current clients are properly covered in all states of operation and that terminated clients are no longer covered under your WC policy.  Our services also include the handling, processing and distribution of all certificates of insurance. 
5. For PEO’s with a loss sensitive or large deductible plan, we can assist you in the setting of reserves and other accounting issues associated with alternative risk plans.
6. We will review all insurance programs and excise due diligence in providing our customers the best opportunity in regard to price while ensuring financial integrity.

By outsourcing your risk management to a company that understands and knows the needs of our industry, you free up your resources to focus on the business you know best.  We also have access to several workers compensation markets that write coverage specifically designed for PEO’s. If you have any questions or require additional information, please contact Debbie Ashley at 800-723-7475.