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The Risk of Drug-Resistant Infections at Nursing Homes

Posted on: May 23, 2017 by Chris Murray

A recent article in the Wall Street Journal (WSJ) cited research by the Columbia University School of Nursing indicating that residents of long-term care facilities are vulnerable to drug-resistant infections known as superbugs, which can then easily spread these deadly germs to others. In fact, according to the research, between 11% and 59% of nursing-home […] Read More

Posted in: Assisted Living Facility Insurance blog Healthcare Facilities Nursing Home

EPLI: Study Shows Female Physicians Face Widespread Workplace Discrimination

Posted on: May 18, 2017 by Chris Murray

Researchers at the University of California San Francisco (UCSF) released the findings of a recent study of female physicians and physician mothers from online group, Physicians Moms Group. The study, published in JAMA Internal Medicine, was based on 5,782 survey responses, and found that 77.9% of female physicians and physician mothers experience some type of […] Read More

Posted in: blog Directors & Officers Employment Practices Liability Insurance Healthcare Healthcare Facilities

Ensuring HIPAA Compliance for Health Care Organizations

Posted on: May 16, 2017 by Chris Murray

The Human Health Services (HHS) Office for Civil Rights (OCR) on a regular basis issues press releases announcing recent Health Insurance Portability and Accountability Act (HIPAA) settlements and enforcement actions. For example, just a few weeks ago, the HHS issued a release stating that a Texas health system provider agreed to a $2.4 million settlement […] Read More

Posted in: blog Health & Fitness Industry Healthcare Healthcare Facilities Insurance

New WCRI Study Examines Impact of Provider Choice Policies on Workers’ Comp Costs

Posted on: May 11, 2017 by Gerry Dumke

The Workers Compensation Research Institute (WCRI), a non-profit organization, examined the relationship between provider choices and Workers’ Compensation medical and indemnity costs. It looked at the cost for injuries occurring primarily between 2007 and 2010 across 25 states in which either employers or workers control the choice of provider. It excludes states where workers can […] Read More

Posted in: blog Workers Comp Workers Compensation

EPLI Exposures for Assisted Living and Skilled Nursing Facilities

Posted on: April 27, 2017 by Chris Murray

All businesses face employment-related exposures, including the long-term care industry, with assisted living and skilled nursing facilities having specific characteristics common with many healthcare providers that present greater liability risks. These include high employee turnover, regulatory scrutiny over patient care that results in employee firings and legal disputes alleging wrongful termination, and a proactive litigation […] Read More

Posted in: Employment Practices Liability Insurance

Top-to-Bottom Insurance for Nursing Homes, Assisted Living Includes Equipment Breakdown

Posted on: April 25, 2017 by Chris Murray

As specialists in insuring nursing homes and assisted living facilities, Caitlin Morgan provides end-to-end insurance solutions that include General Liability, Professional Liability, Employment Practices Liability, Directors & Officers Liability, Commercial Property, and Workers’ Compensation. Part of our Property portfolio of insurance products is Equipment Breakdown coverage, critical to protecting the continued operations of today’s nursing […] Read More

Posted in: Commercial Property

State Workers’ Comp Bureaus Taking Measures to Battle Opioid Addiction

Posted on: April 18, 2017 by Caitlin Morgan

Last year, in one of our articles, we turned our attention to the opioid epidemic and the impact it’s having in the workplace. We’re taking a fresh look at the problem and what Workers’ Comp boards are doing across the country to help tackle the issue. According to a survey conducted by CompPharma, an industry […] Read More

Posted in: Workers Comp Workers Compensation

Preparing for A Workers’ Compensation Audit

Posted on: April 13, 2017 by Gerry Dumke

When a Workers’ Compensation policy is initially underwritten, the policy premium is based on the firm’s estimated exposure for the upcoming period. At the end of the policy period, an annual Workers’ Comp premium audit determines what the accurate cost for that period should have been. There may be differences between the estimated premium established […] Read More

Posted in: Workers Comp Workers Compensation

Top Professional Liability Risks for Skilled Nursing Homes, Assisted Living Facilities

Posted on: April 11, 2017 by Chris Murray

Taking a close look at the type of professional liability insurance claims skilled nursing homes and assisted living facilities are reporting to carriers provides us with additional insight into the top risks that these operations face – from falls to improper care and elopement. Last year, CNA shared findings from its claims files between 2011 […] Read More

Posted in: Nursing Home

How the New Healthcare Proposal May Affect Nursing Homes, Assisted Living Facilities

Posted on: March 30, 2017 by Chris Murray

On the heels of the seventh anniversary of the Affordable Care Act (ACA), which has been marked by strong debate over its cost and opposition regarding certain provisions in the legislation including the employer mandate, the GOP recently introduced a new healthcare bill. The proposed American Health Care Act as it stands now has several […] Read More

Posted in: Assisted Living Facility Insurance blog Long-term care facility Nursing Home